Business Buy to Let
A business buy to let mortgage is a mortgage taken out by a limited company, LLP, SPV, or trading business to purchase a residential or commercial property for the purpose of letting it to tenants.
The mortgage is issued to the business entity rather than a private individual, and lending decisions are based on rental income, company structure, and director guarantees.
Second Charge Loans
A second charge mortgage is a secured loan where the lender takes a second legal charge on your property.
Your main mortgage remains the first charge, meaning that if the property is sold, the firstcharge lender is repaid first and the secondcharge lender is repaid afterwards. Other types of “regulated business”
Other types of “Regulated Business”
These are activities defined in legislation (FSMA & the Regulated Activities Order), such as:
Mortgage advice and arranging
Consumer credit
Insurance distribution
This is conducted by our sister company Vickers Young Ltd and if you require any assistance then please contact them at corby@vickersyoung.co.uk